Finance Your Business Purchase
Acquire an existing business with flexible financing designed specifically for business purchases.
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What Are Business Acquisition Loans?
Business acquisition loans provide the capital needed to purchase an existing business. Whether you're buying out a partner, acquiring a competitor, or purchasing an established company in your industry, these loans are structured to help you complete the transaction.
These loans can cover the full purchase price or a portion of it, with the business itself often serving as collateral. Lenders evaluate both the buyer's qualifications and the target business's financial performance to determine loan terms.
Pros
- Acquire established revenue streams
- Skip the startup phase
- Inherit existing customer base
- Flexible repayment terms available
Cons
- Requires substantial down payment
- Extensive due diligence required
- Personal guarantee typically required
- Longer approval process
Who Should Consider Business Acquisition Loans?
Business acquisition loans are ideal for entrepreneurs and business owners looking to grow through acquisition. This financing is perfect if you:
- Want to buy an established business with proven revenue
- Are acquiring a competitor or complementary business
- Have industry experience and a solid business plan
- Need to buy out a business partner
Eligibility Requirements
Industry Experience
Relevant business experience preferred
Credit Score
680+ required
Down Payment
10-30% of purchase price
Target Business
Profitable with strong financials
Rates & Terms
| Feature | Details |
|---|---|
| Loan Amount | $50,000 – $10,000,000+ |
| Interest Rate | 6% – 12% |
| Repayment Term | 5 – 10 years |
| Down Payment | 10% – 30% of purchase price |
| Approval Time | 2 – 6 weeks |
| Funding Speed | 30 – 45 days after approval |
"Acquiring an existing business lets you skip the startup phase and start generating revenue from day one."
— Business Funding Solutions
Ready to Acquire Your Next Business?
Let's explore your business acquisition financing options
Start Your ApplicationRates, Terms & Approval Disclosure: All loan amounts, interest rates, repayment terms, and funding timelines shown on this page are representative ranges only and are not guaranteed. Actual offers are determined by individual lender underwriting criteria and depend on your business revenue, credit profile, time in business, and other factors. Approval is not guaranteed. Capital Corner is a loan broker — not a direct lender — and does not make credit decisions. We connect applicants with our network of third-party lending partners who make all final lending decisions. Submitting an application does not constitute a commitment to lend, and no funds will be disbursed without a signed agreement from an approved lender. Results vary. Not all applicants will qualify for the amounts or rates advertised. This information is for general educational purposes only and does not constitute financial, legal, or tax advice.