At Capital Corner LLC ("Capital Corner," "we," "us," or "our"), we are committed to protecting your privacy and handling your personal information with transparency and care. This Privacy Policy explains how we collect, use, share, and protect information about you when you visit our website or use our services.
Introduction
This Privacy Policy applies to all information collected through our website located at www.capitalcorner.credit and any related subdomains, applications, forms, and services (collectively, the "Services").
By accessing our website, submitting an application, requesting a consultation, or otherwise using our Services, you acknowledge that you have read and understood this Privacy Policy and consent to the data practices described herein. If you do not agree with this policy, please discontinue use of our Services.
This policy should be read in conjunction with our Terms of Service, which governs your overall use of our platform.
Information We Collect
We collect information in several ways when you interact with Capital Corner:
Information You Provide Directly
- Full name, email address, phone number, and mailing address
- Business name, business type, industry, and years in operation
- Annual revenue, monthly bank deposits, and requested funding amount
- Personal and business credit score ranges
- Social Security Number (SSN) or Employer Identification Number (EIN) when required for application processing
- Bank account details when required for funding verification
- Communications you send us via forms, email, or phone
Information Collected Automatically
- IP address, browser type, and operating system
- Pages visited, time spent on pages, and navigation paths
- Referring URLs and search terms used to find our site
- Device identifiers and mobile network information
- Cookies, web beacons, and similar tracking technologies
Mobile Data Policy: No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Information sharing with subcontractors in support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent — this information will not be shared with any third parties.
Information From Third Parties
- Credit bureaus (Experian, Equifax, Dun & Bradstreet) for business credit verification
- Public records and business registry databases
- Partner referrals providing your contact information
- Social media platforms if you interact with our accounts
How We Use Your Information
Capital Corner uses the information we collect to:
- Process and evaluate your funding applications and connect you with appropriate lenders
- Communicate with you about your application status, approvals, and funding options
- Provide personalized funding recommendations based on your business profile
- Send you educational content, newsletters, and marketing communications (with your consent)
- Operate, maintain, and improve our website and Services
- Comply with applicable laws, regulations, and legal obligations
- Prevent fraud, unauthorized access, and other illegal activities
- Analyze website usage to improve user experience and marketing effectiveness
- Honor your communication preferences and opt-out requests
- Facilitate our partner and referral programs
Data Security
Capital Corner employs industry-standard security measures to protect your personal and financial information from unauthorized access, alteration, disclosure, or destruction. These include:
- SSL/TLS encryption for all data transmitted through our website
- Secure server infrastructure with access controls and monitoring
- Regular security audits and vulnerability assessments
- Employee training on data privacy and security best practices
- Limited access to personal data on a need-to-know basis
Please Note: No method of transmission over the internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your information, we cannot guarantee absolute security.
Data Retention
Capital Corner retains your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required by law. Specifically:
- Application data is retained for a minimum of 7 years for compliance and audit purposes
- Marketing communication preferences are retained until you opt out or request deletion
- Website analytics data is retained for up to 26 months
- Partner commission records are retained for a minimum of 5 years
Your Rights & Choices
Depending on your location, you may have the following rights regarding your personal data:
- Access: Request a copy of the personal information we hold about you.
- Correction: Request that we correct inaccurate or incomplete information.
- Deletion: Request deletion of your personal data, subject to legal retention requirements.
- Opt-Out of Marketing: Unsubscribe from marketing emails or text messages at any time.
- Data Portability: Request your data in a structured, machine-readable format where applicable.
- Restrict Processing: Request that we limit how we use your information in certain circumstances.
To exercise any of these rights, please contact us at 877-454-9919 or visit our Contact Us page. We will respond to all requests within 30 days.
Communications Consent & SMS Policy
By submitting any form or application on our website, you expressly consent to being contacted by Capital Corner LLC via telephone (including mobile), SMS/text message, email, and other electronic means regarding your inquiry, application status, and our services.
SMS Program Details:
- This campaign sends appointment confirmations, account information, product information, marketing messages, help request responses, and opt-in/opt-out confirmations.
- You can cancel the SMS service at any time by replying "STOP" to any message. We will confirm your unsubscribe status via SMS.
- If you experience issues with the messaging program, reply HELP for assistance or call 877-454-9919.
- Carriers are not liable for delayed or undelivered messages.
- Message and data rates may apply. For questions about your text plan, contact your wireless provider.
- No mobile opt-in data or consent will be shared with any third parties.
You may opt out of marketing communications at any time by:
- Replying "STOP" to any SMS/text message from us
- Clicking the "Unsubscribe" link in any marketing email
- Calling us at 877-454-9919 to be removed from our contact list
Please note that transactional communications related to your active application or funded account may continue even after you opt out of marketing messages.
Third-Party Links
Our website may contain links to third-party websites, lender portals, partner dashboards, and external resources. Capital Corner is not responsible for the privacy practices or content of those external sites.
We encourage you to review the privacy policies of any third-party sites you visit through links on our platform, especially before submitting personal or financial information.
Children's Privacy
Capital Corner's Services are intended solely for adults aged 18 and older. We do not knowingly collect, solicit, or retain personal information from children under the age of 13. If we become aware that we have inadvertently collected information from a child under 13, we will take prompt steps to delete such information.
If you believe we may have collected information from a minor, please contact us immediately at 877-454-9919.
California Privacy Rights (CCPA)
If you are a California resident, you have specific rights under the California Consumer Privacy Act (CCPA), including:
- The right to know what personal information we collect, use, and share
- The right to request deletion of your personal information
- The right to opt out of the sale of your personal information (Capital Corner does not sell personal information)
- The right to non-discrimination for exercising your privacy rights
To submit a CCPA request, contact us at 877-454-9919 or visit our Contact Us page. We will verify your identity and respond within 45 days.
Changes to This Policy
Capital Corner LLC reserves the right to update or modify this Privacy Policy at any time. When we make material changes, we will update the "Effective Date" at the top of this page and, where appropriate, notify you via email or a prominent notice on our website.
Your continued use of our Services after any changes to this Privacy Policy constitutes your acceptance of the revised policy. We encourage you to review this page periodically to stay informed about how we protect your information.
Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy or how we handle your data, please reach out to us:
Have Questions About Your Data?
Our team is here to help. Contact us anytime with privacy questions or data requests.