Short-Term Gap Financing
Quick, temporary financing to bridge the gap until permanent funding or revenue arrives.
Apply NowNot sure which loan fits your business? Side-by-side comparison of all our loan products.
What Are Bridge Loans?
Bridge loans are short-term financing solutions designed to "bridge" a temporary gap in funding. They provide immediate capital while you wait for long-term financing to close, a property to sell, a large payment to arrive, or another anticipated cash infusion.
These loans are typically used in real estate transactions, business acquisitions, or when a company needs immediate funds to seize a time-sensitive opportunity. Bridge loans are meant to be repaid quickly — usually within 6 to 18 months — once the permanent financing or expected revenue materializes.
Pros
- Fast approval and funding
- Seize time-sensitive opportunities
- Flexible qualification requirements
- No long-term commitment
Cons
- Higher interest rates than traditional loans
- Requires clear exit strategy
- Additional fees and closing costs
- Risk if permanent funding falls through
Who Should Consider Bridge Loans?
Bridge loans are ideal for businesses and investors who need immediate capital for a short period. Consider this option if you:
- Need to close a deal quickly before permanent financing is ready
- Are waiting for a property to sell or a large payment to arrive
- Have a time-sensitive opportunity that can't wait
- Have collateral and a clear exit strategy for repayment
Eligibility Requirements
Collateral
Property or assets to secure loan
Exit Strategy
Clear plan for repayment
Credit Score
650+ preferred
Equity
20-30% equity in collateral
Rates & Terms
| Feature | Details |
|---|---|
| Loan Amount | $25,000 – $10,000,000+ |
| Interest Rate | 8% – 15% |
| Repayment Term | 6 – 18 months |
| Fees | Origination: 1-3%, closing costs apply |
| Approval Time | 3 – 7 business days |
| Funding Speed | 7 – 14 days |
"Bridge loans turn time-sensitive opportunities into reality by providing immediate capital when you need it most."
— Business Funding Solutions
Rates, Terms & Approval Disclosure: All loan amounts, interest rates, repayment terms, and funding timelines shown on this page are representative ranges only and are not guaranteed. Actual offers are determined by individual lender underwriting criteria and depend on your business revenue, credit profile, time in business, and other factors. Approval is not guaranteed. Capital Corner is a loan broker — not a direct lender — and does not make credit decisions. We connect applicants with our network of third-party lending partners who make all final lending decisions. Submitting an application does not constitute a commitment to lend, and no funds will be disbursed without a signed agreement from an approved lender. Results vary. Not all applicants will qualify for the amounts or rates advertised. This information is for general educational purposes only and does not constitute financial, legal, or tax advice.